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Dental Benefits
Benefits are based on the current dental association fee guide for your province of residence. All dental benefits are subject to a $25 calendar year deductible (maximum $50 per family). For groups of five or less employees, or who have no previous group insurance coverage – to be replaced by this program – coverage is limited to $500 per person for the first calendar year. Thereafter, all dental benefits are limited to $1,000 per person per calendar year. Each employee can choose single or family coverage, or can waive this coverage entirely if there is comparable coverage under a spouse’s plan.
Some available features include:
Basic Services (100% reimbursement)
- Cavity revealing (Bite Wings) X-rays
- Cleaning of teeth (Twice per calendar year)
- Either radiographs or panoramic films (not both)
- Extractions
- Fillings
- Pit and fissure sealant
- Routine examinations
- Topical application of fluoride
Additional Basic Services (50% reimbursement)
- Addition of teeth to existing dentures or fixed bridgework
- Initial installation of full or partial removable dentures or fixed bridgework
- Initial provision of crowns, gold inlays or onlays if tooth broken due to injury
- Placement of veneers on anterior teeth only (but not for cosmetic purposes)
- Replacement of existing crowns, inlays and onlays after a period of 5 years since placement of the restoration
- Replacement of existing full or partial removable dentures or fixed bridgework
Major Restorative Services (50% reimbursement)
- Relining and rebasing of removable dentures
- Root canal therapy (endodontics)
- Treatment of the gums (periodontics)
Note: This summary is intended to provide a brief description of the benefits available under RCC group insurance program. This material does not create or confer any rights. The exact terms and conditions of your benefits are outlined in the applicable group benefits agreements or policies. Some restrictions and/or limitations may apply to all benefits mentioned above. Please contact Morneau Sobeco for full details.
If you have any further questions, please 
contact us; we'll be glad to help you.
This information is not intended for use without professional advice. While we have attempted to make this site as accurate as possible, it is only a summary. For more information, see our disclaimer.