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Short Term Disability Insurance
Short Term Disability or Weekly Indemnity insurance, as it is often called, is protection against the disruption of earnings in the event of temporary injury or illness. RCC's benefit program offers a Short Term Disability coverage, at affordable group rates.
Short Term Disability Insurance can be formulated to match the needs of each participating RCC member. Some of the more common features of a Short Tern Disability program include:
- Benefit payments begin on the 15th day of disability due to accident or sickness
- Maximum benefit duration is 17 weeks from the date of disability
- Benefit amount is 66.7% of the employee’s pre-disability weekly income
- The maximum benefit payable per week is the current Employment Insurance maximum ($413)
- Employees must be medically approved by the insurer
- Coverage terminates at earlier of retirement or age 70
Short Term Disability Insurance Rates
Premium rates for Short Term Disability Insurance are based on each employee’s age. Please contact Morneau Sobeco to obtain rates for your group.
If you have any further questions, please 
contact us; we'll be glad to help you.
This information is not intended for use without professional advice. While we have attempted to make this site as accurate as possible, it is only a summary. For more information, see our disclaimer.